Long-Term Care Insurance
If You Need Long-Term Care, How Will You Pay for It?
You might think that you’re prepared for the future, but what if you or someone you love is disabled or needs long-term care? Did you know that a lot of these services are not covered by health insurance or Medicare? Even worse, the costs can be so astronomical that they can literally bankrupt you.
If you’re like most people, if you got ill and needed long-term care, you’d strongly prefer to receive this care at home rather than at an assisted living facility or nursing home. However, round-the-clock care in the home can cost $24 per hour or more. This can add up to an astonishing $210,240 per year! How would you pay for that?
Luckily, there are a number of possible solutions
Addressing the costs of long-term care is one of Susan’s areas of expertise. In fact, she authored a book on the subject. “Protecting Your Future with Tax-Free Long-Term Care” presents the options, including many creative strategies that you probably did not know were possible.
Get a Free Copy of Susan’s Book
“Protecting Your Future with Tax-Free Long-Term Care” addresses one of the top financial concerns that keeps many in the “over 50” crowd up at night: How to pay for future long-term care expenses without going broke in the process.
Learn why you cannot or should not count on Medicare or Medicaid (known as Medi-Cal in California) to pay your long-term care bills. Get a deep understanding of traditional long-term care insurance. And get an overview of other potential options for paying for long-term care, from government benefits to private pay solutions.